Standard Operating Procedures
Diana H. Murphy and HomeSmart Homes and Estates will continue to serve buyer clients in compliance with New York State, Connecticut and Federal law, and abiding by all Fair Housing and Anti-Discrimination Laws.
a) Prospective buyer clients and customers are not required to show identification prior to being provided with property information or scheduling showings;
b) An exclusive or non-exclusive broker agreement is required per NAR Requirements.
c) A pre-approval for a mortgage is not required to receive property information, schedule a showing, be shown property or to make an offer to purchase. Agents may recommend and encourage that a buyer obtain a pre-approval for a mortgage in order to increase the chances of having the offer accepted by a seller or to meet a requirement set-forth by the seller. Some sellers may require pre-approval / proof of funds / pre-qualifi cation prior to showing the property and/or as part of any purchase offer.
